Lending with speed and precision


The loan origination process can be complex and costly. But it doesn’t have to be. Our data-driven lender tools make it easy for your inspection teams to get the most complete picture of a property’s physical condition. With accurate and up-to-date information, HappyCo helps you minimize risk and make smarter lending decisions. That’s how we help you get happy.

how we help
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The richest view of property and unit conditions
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Tools to streamline onsite and virtual inspections
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Simple, engaging mobile and web interface
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Seamless integration with Freddie Mac Multifamily platform
Trusted by leading property management companies
Cushman & Wakefield
Freddie Mac Multifamily
Paradigm Management II, LP
GoldOller Real Estate Investments
Made for worry-free lending

When accuracy is critical and every second counts, trust in solutions that have your back. We take the guesswork out of origination inspections to help your team work quickly, discreetly, and with minimal errors — so you can minimize risk, achieve higher volume, and close loans confidently.

Enjoy faster, hassle-free origination inspections

Easy-to-use tools help your team get the most accurate picture of a property’s performance. Minimize risk and close loans quicker with rich data that’s ready when you need it.

Discover Origination Inspections
Made for the people powering multifamily

Tools for unrivaled inspection accuracy


Achieve higher loan volume and assess risk smarter with inspections you can trust. Access high-resolution photos and virtual inspections for objective proof of physical operations. Thanks to our seamless integrations, you'll always have the information you need at your fingertips.


Efficiently monitor property health during the life of the loan. Smart-assist features ensure inspectors document every required answer, every time. Easily assign inspections and share data with inspection consultants.


We safeguard the capital that's powering multifamily securities. Achieve greater returns and higher margins with tools that reduce operating costs and inspection time — and deliver the insights you need to invest with confidence.

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Built to work with Freddie Mac Multifamily

With Optigo Happy, you're seamlessly connected to Freddie Mac's Optigo® network. Banish paperwork with automated digital submissions, easily collaborate with Freddie Mac Multifamily inspectors using Virtual Inspections, and start with ready-to-use inspection templates to deliver the information you need quickly. That’s how your data goes farther, faster.

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