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Happy Lending
Reliable inspections for rapid lending

Originate loans faster with the right information using our property valuation tools. Property condition details and high-resolution photos and videos give the full story — so you can generate the most accurate valuation.

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Accurate inspections
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Freddie Mac Multifamily integration
Trusted by the biggest names in multifamily finance
Walker & Dunlop
Freddie Mac Multifamily

When accuracy is critical and every second counts, trust in solutions that have your back. We take the guesswork out of origination inspections to help your team work quickly, discreetly, and with minimal errors. Happy Lending helps you minimize risk, achieve higher volume, and close loans confidently.

Included Apps & add-ons

Get the most out of your property inspections

Optigo Happy℠
A clear picture of property conditions

Quickly capture a complete picture of property and unit conditions and reduce risk with more accurate assessments powered by Optigo Happy from Freddie Mac. Help your onsite inspectors work faster and with fewer errors with our intuitive interface that lets you monitor inspection results in real time.

Virtual Inspections
Inspect virtually, from anywhere


Virtual Inspections lets you join your team wherever you are. With just a smartphone, onsite teams can capture the high-quality photos and video needed for remote inspections, minimizing travel and unnecessary cost for more efficient operations.

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Suite Features

Made for worry-free lending

Seamless Integration

With our robust and flexible integration capabilities, the data you collect syncs back with Freddie Mac Multifamily systems. Say goodbye to error-prone and time-consuming manual entry.

Simple, Engaging Interface

Intuitive design and inviting features make inspections run smoothly. Easy-to-use mobile and web apps are built for the way your team works, ensuring you can get up and running in minutes.

Store Rich Photos

Attach high-resolution photos to inspection results for accurate and objective proof of physical conditions.

Virtual Inspections


Stream and record high-resolution video of inspections to give every member of your team the richest view of property conditions. Collaborate virtually with Freddie Mac Multifamily inspectors to coordinate multiple inspections, all from your office or home. Minimize travel and disruption while generating more comprehensive assessments.

Streamlined Inspection Process

Collect better data faster with inspections that ensure your onsite team captures the right information to meet underwriting requirements. HappyCo helps you close deals quickly and confidently with insights that allow you to assess risk with greater accuracy.

Real-Time Updates

In our single, unified dashboard, you can watch inspection results populate in real time and easily assign inspectors as needed.

Reliable Offline Mode

Spotty service won't slow your inspections on our apps. Continue gathering data in offline mode and automatically sync results when reconnected.

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Built to work with Freddie Mac Multifamily

With Optigo Happy, you’re seamlessly connected to Freddie Mac's Optigo® network. Banish paperwork with automated digital submissions, easily collaborate with Freddie Mac Multifamily inspectors using Virtual Inspections, and start with ready-to-use inspection templates to deliver the information you need quickly. That’s how your data goes farther, faster.

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“As a result of conducting virtual inspections, lenders and Freddie Mac have seen significant savings in time and travel expenses.”

Benjamin Schweitzer
Head of Multifamily Innovation Lab
Freddie Mac Multifamily
Setup & Support

Because our team runs on your success

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Get started with HappyCo

Fast and reliable inspections start here

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Happy Lending
Inspect with confidence

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Get Optigo Happy and Virtual Inspections

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Seamless integration with Freddie Mac Multifamily

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Faster loan origination

Pricing on request